Discover the Convenience of Car Leasing
Simplify Your Drive: Lease a New Car Effortlessly and Enjoy the Benefits of Ownership without the Hassle.
Leasing is the easy way to drive a new car from Arnold Clark.
And what’s better, with the Arnold Clark Affinity Cars scheme, we can supply any make or model available in the UK.
A personal car lease is essentially a long-term car rental, where you can hire a car over a period of time at an agreed annual mileage and then simply return it when the agreement ends.
This type of agreement is a regulated credit hire agreement and is sometimes referred to as personal contract hire (PCH).
Below we’ve put together some information you might have about Affinity Cars or personal car leasing in general.
Arnold Clark Affinity Cars
What is Arnold Clark Affinity Cars?
Affinity Cars lets your employees shop online for market-leading car leasing deals. It’s a great way to reward employees who aren’t eligible for a company car or for businesses that offer a cash allowance.
Your employees will take out a personal car leasing agreement, which means we deal directly with them so there’s no risk to your business.
Is insurance included in the monthly payment?
No, you’ll need to arrange your insurance cover.
We require proof of a comprehensive insurance policy before we deliver your car. The individual taking out the personal lease agreement must be the main policyholder.
Is road tax included in the monthly payment?
Yes. We take care of the vehicle’s road tax for the duration of the agreement.
Do I need to service the car?
You can choose to include a servicing and maintenance package, which means we’ll take care of your car’s servicing, or you can choose to take care of servicing and maintenance yourself through the vehicle manufacturer-approved provider.
Personal leasing
Am I eligible for a personal car lease?
UK residents over the age of 18 with a full and valid driving licence can take out a personal lease with us.
Do I need to pass a credit check to take out a personal lease?
Yes. After placing an order, we’ll carry out a normal credit check and get back to you with the outcome. We will proceed with the order if you pass the credit check.
Can I use my personal lease car for business journeys?
Yes, but there are a couple of things to remember:
• If you use your car for business purposes, you’ll need to take out additional insurance
• Your employer can veto the use of the car for business purposes
Order and delivery
How do I order a car?
Ordering a car is simple and everything’s done online. All you need to do is:
• Register online using your unique Affinity Code (your employer can give you this)
• Browse from thousands of makes and models
• Personalise your car’s spec, trim and colour
• Choose your preferred location and we’ll deliver the car for free
(We told you it was easy!)
How long will delivery of my new car take?
We’ll display the expected delivery date on our website next to your chosen car. After the order is processed, we can give you a more accurate delivery date and we’ll keep you updated on the order status.
The contract
Can I change my mileage allowance?
Yes. If you know in advance that your mileage is likely to be a lot higher than expected, just give us a call and we can alter the mileage on your agreement.
What happens if I want to end my lease agreement early?
If you want to end your personal lease before the agreed contract period is up, you can contact us and we can discuss a settlement fee. The amount due will depend on the value of your car and number of remaining payments.
No. The personal car lease agreement is between you and us. If you leave your current employer, our agreement wouldn’t change and you’d still continue to make your monthly payments to us.
| Want more information? If there’s anything we’ve not covered then please get in touch, by visiting: www.acvm.com/Affinity-Cars |
